From the quota to the letter of credit.
The platform for people who make a living selling consórcio, the Brazilian group-purchase credit. Simulator, sales funnel, commissions and billing in one place, instead of three spreadsheets and a WhatsApp group.
From R$ 999/month · Assisted onboarding · portfolio migration included · data isolated per company
Works with the administrators you already sell
From the simulation to the commission payout.
Stop stitching together spreadsheets, WhatsApp and the administrator's system. Kuota covers the whole consórcio journey in one flow.
Complete simulator
Seven modalities: simple, structured, consórcio vs. financing, vs. investment, leverage. Proposal ready in seconds, as a PDF with your brand.
Kanban funnel
From prospecting to closing, dragging the lead between stages. WhatsApp on the card and an AI assistant suggesting the next step.
Commissions and chargebacks
Rules per administrator and installment, calculation per period, chargebacks and the seller's payout, checked against the invoice.
Letters of credit showcase
Publish awarded letters of credit on a public page. Whoever is interested lands straight in your funnel as a lead.
Customer portal
The customer follows the quota, the award and pending items by themselves: fewer calls asking for status, more trust.
Automatic billing
A message cadence that adapts to the delay and opens WhatsApp with the text ready. Delinquency under control.
Contractor sellers with a contract, an invoice and no surprises.
Service contract with electronic acceptance, an invoice for every commission payout, certificates with expiry dates and an employment-risk checklist. And for the whole team: job openings with a public page, onboarding, performance reviews and climate surveys with eNPS.
- The contractor is only paid with the invoice in hand
- Hiring that already creates the seller
- Quarterly reviews and anonymous surveys
Four steps between the lead and the commission.
The same path your office already walks, in one system, without rework.
Simulate during the conversation
Build the proposal with the customer still on the phone and send the PDF right away.
Follow it in the funnel
The lead becomes a card on the kanban and moves from first contact to signature.
Record the sale
Quota, group and seller entered once; the commission is calculated automatically.
Bill and retain
Portal and billing cadence keep the customer current until the letter of credit is awarded.
The proposal that closes, ready before the customer cools off.
No more opening the administrator's system and copying numbers by hand. Choose the modality, enter credit and term, and Kuota returns the installment, the rate and the comparison.
- Consórcio vs. financing side by side
- Embedded, free and reserve bids
- Rates updated per administrator
- PDF with your office's identity
Built for consórcio. Not adapted.
Generic CRM / spreadsheet
- ✕ Simulation outside, in the administrator's system
- ✕ Commission by hand, prone to error
- ✕ Customer without their own follow-up
- ✕ Awarded letters sitting in a drawer
With Kuota
- ✓ Simulator and proposal inside the sales flow
- ✓ Commission calculated and checked automatically
- ✓ Customer portal and billing that work for you
- ✓ Showcase that turns a letter of credit into a lead
People who sell consórcio every day, on Kuota.
Grupo Capital DF manages on Kuota a portfolio of 1,943 quotas and a stock of 328 awarded letters of credit, from the lead funnel to the commission payout, with no spreadsheet in between.
The customer asks for a simulation on WhatsApp and three minutes later the proposal is with them, with the real installment for each administrator. I used to spend the afternoon checking commissions in spreadsheets. Now Kuota calculates them, I just review, and the time left over becomes sales.
We brought to Kuota a portfolio of almost two thousand quotas and more than three hundred awarded letters of credit. Funnel, bids, showcase and commissions are now in one place, and the team no longer depends on someone remembering to update the spreadsheet. Today I know what is happening in the operation without having to ask.
A plan for the size of your operation.
No lock-in. Every plan includes the simulator, sales, quotas, commissions and the letters of credit showcase. Onboarding is a one-off fee that covers setup, portfolio migration and training. Plans from R$ 999 per month (Brazilian reais); larger plans on request.
- Portfolio up to 500 quotas
- Assisted onboarding
- Lead funnel + simulator
- Commissions and reports
- Portfolio up to 2,000 quotas
- Assisted onboarding
- WhatsApp integration + cadences
- Multi-administrator simulator
- Portfolio up to 5,000 quotas
- Assisted onboarding
- AI SDR + executive BI
- Multi-team and API
- Unlimited portfolio
- Onboarding by proposal
- Everything in Scale, tailored
- Dedicated support
What every office asks first.
What is consórcio?
Consórcio is a Brazilian group-purchase credit system regulated by the Central Bank: a group of people pays monthly installments into a shared fund, and every month one or more members are awarded a letter of credit to buy a property, a vehicle or a service. Kuota is built for the companies that sell those quotas.
Does Kuota work outside Brazil?
The product is built for the Brazilian consórcio market: administrators such as Porto, Itaú, Rodobens and Embracon, commission rules per installment, PIX and bank slip billing, and the NFS-e service invoice. The interface and the support are in Portuguese.
Do I have to migrate my data by hand?
No. You import customers and quotas from a spreadsheet and the Kuota team helps with the first load. In minutes the data is inside, isolated per company.
Does it work with any administrator?
Yes. The simulator is multi-administrator and you register the rates of each one. Sell Porto, Rodobens, Embracon and others from the same dashboard.
Is my data separated from other companies?
Completely. Each company has its own isolated space, enforced at the database level (row-level security). Nobody sees anybody else's portfolio.
How much does Kuota cost?
Plans start at R$ 999 per month on Start, for portfolios of up to 500 quotas, with no lock-in. Growth, Scale and Enterprise are priced by portfolio and team size. Onboarding is a one-off fee defined in the proposal.
Is there a lock-in or cancellation fee?
None. Plans are monthly and you cancel whenever you want. Start on Start and move up only when your portfolio grows.
Every quota counts.
Start counting today.
A 30-minute demo over WhatsApp or video call, in Portuguese or English.